HDFC Bank profit rises 4.7%; growth excluding treasury gains reaches 12.6%
HDFC Bank reported standalone profit after tax of 195.1 billion rupees for the quarter ended September, up 4.7% from a year earlier, in its October 17 earnings presentation.
Net interest income rose 9.7% to 346.2 billion rupees. Non-interest income fell 3.6% to 138.3 billion rupees, while total net revenue increased 5.6% to 484.5 billion rupees.
Treasury gains affect the comparison. Excluding treasury trading gains, the bank reported profit after tax of 189.3 billion rupees, up 12.6% from 168.1 billion rupees a year earlier.
Period-end deposits grew 18.8% from a year earlier and gross advances rose 16.3%. The headline profit growth and the measure excluding treasury trading gains should be read separately.
Photograph: HDFC Bank in Mysore, by Christopher J. Fynn, Wikimedia Commons, CC BY-SA 4.0. Cropped from the May 23, 2015 photograph; crop licensed under CC BY-SA 4.0.
The document: HDFC Bank, Q2 FY27 Earnings Presentation, October 17, 2026.